Four weeks after the release of Jill Duggar Dillard’s new book, Derick made an on-air call to Dave Ramsey to seek financial advice. Derick, who says he is a long-time listener of The Ramsey Show, asks Dave Ramsey what he and Jill should do with the income from the book. Derick says they are currently debt-free. If you would like to hear the segment featuring his call, which lasts about six minutes, you can listen to the episode released on October 9th, called “One Year of Sacrifice Changes Everything.” Derick calls in at the 1:25:20 mark.
Friday, October 13, 2023
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Nothing like seeking publicity. Derick like attention.
ReplyDeleteYou are absolutely correct. If anyone had any doubt about Derrick being greedy and arrogant, listen to the Ramsey show, unbelievable. No more doubt about this being all about money and revenge.
DeleteUgh.. I agree. Ramsey shouldn't have given him the recognition, just give the advice and hang up like he does with everyone else that calls
DeleteI find it difficult to believe that someone who was an accountant for Wal-Mart wouldn't know where to invest that little bit of money. I think he called in because Rachael had reached out to Jill, so Derick was calling to promote the book and probably facilitate some sort of collaboration between Jill and Rachael. I would hope Derick is not really that clueless about investing. Also, Dave, be quiet about your own book(s). This whole thing didn't sound like any usual call to that show (I listen to it a lot). It sounded like a set-up.
ReplyDeleteA Wal-Mart accountant is different. They use all computers and generators. They literally can hire anyone that isn't math savvy.
DeleteAccountants are not investors
DeleteAccountants are not investors and it was very smart of him to ask for financial advise.
DeleteAt the end of the tax year when you take your investment earnings and disbursement statements to someone to file your income tax, who do you take them to? An accountant! Of course accountants are familiar with investments and which types produce which returns. Derick has a college degree in Business Administration, Accounting, and Economics. Of course he knows and doesn't need a radio talk show host to tell him!
DeleteBeing an account is not the same as a financial planner or investment advisor.
DeleteDid any of you listen to the broadcast? Derick mentions his retirement account and his Roth IRA, then talks about possibly opening a brokerage account or an S&P 500 index fund and a 529 fund. Those are not words from someone who is clueless about financial planning and investing.
DeleteMy accountant has given me excellent investment advice, especially from a tax standpoint, something my financial planner could not do. In fact, the financial planner referred me to the accountant when there were investment questions she (the financial planner) could not advise me about.
DeleteRe 5:33 comment - those are the exact degrees that investment advisors get before going into business as advisors - BBA and Economics. Derick would have studied the right courses to know about investing. He may never have taken the state exams necessary to be licensed as an investment advisor, but he was on the right track to become one with that degree, had he gone in that direction after graduation. He certainly would have known his options for where to put $50,000 without having to call a radio talk show host!
DeleteThe first investing advice I ever got was from the accountant doing my taxes. Derick didn't ask anyone to lay out a financial roadmap to retirement for him. He only wanted to know where to park a $50K windfall. Anyone could have told him that, even a banker. Even his mom!
DeleteYeah, sure does sound like a set up. Derrick is out of control and Jill can’t reel him in. She has mentioned several times publicly about her almost nonexistent relationship with her family. Jill has spent so much negative energy thinking of nothing but her revenge book that she has become desensitized to her family…and doesn’t care what anyone thinks about what her and Derrick do or say. A little hypocritical, ,Iwould say.
DeleteI'm sure JimBob enjoyed this Ramsey segment with Derick immensely and is thrilled to hear that the Dillards are debt free, have a comfortable income from Derick's job as an attorney, are saving for retirement, and that Jill's book is a NYT bestseller. He must be so proud of them both! No doubt JimBob is also thrilled that his daughter and SIL are planning ahead and saving for their kids' COLLEGE educations!
ReplyDeleteConsidering the carnage Derrick left behind..I’m sure Jim Bob and Michelle are still praying for their salvation, but I can’t see them really wanting them back in their lives. Even though Jill is their daughter I would think there would be a limit to their patience, even for the Duggars. I would think the Duggars would be ready to give up on Jill, like she has given up on them. The aftermath from the book has been more telling then the book..and it looks like it would be best that they are separated for life. I’m surprised Michelle would still be so persevering to even want to meet with Jill occasionally..I wouldn’t.
DeleteGreat they are looking ahead for their boys college funds. I can’t imagine by the time they are grown that many will find jobs without a college education.
Delete@2:55 They can dig dirt or sell cars with their uncles. I would not recommend flying with Uncle John.
Delete2:55- you can make good money without a college education.. They've become.so liberal, leaning that not many people have.found jobs after attending.. better to save up for trade school. You're guaranteed a job
Delete@7:20 Not many people have found jobs after attending college? And liberalism has something to do with that? I find that not only difficult to believe but IMPOSSIBLE to believe. I had a medical problem last week. I went to someone with a job and a degree for that. I did not enlist a plumber.
Delete7:20 There are still many high-paying professions that require a college degree. You simply have to play your cards right and plan ahead. My son is an electrical engineer making 6 figures and he's only 27 years old. Sure, if you're a philosophy or art history major, your job prospects aren't the best. Many of the trades require physically demanding work, so a person needs to keep that in mind, too.
DeleteWhile I agree that the relative value of a college degree has declined as more people have received them and as trade labor becomes more scarce, to say that “not many people have found jobs after attending” college is ridiculous. It completely undermines your point to make such an outlandish claim.
Delete7:20. You do make a good point. We have two kids..one with Master degree, teaches elementary school, other went into service for five years, returned and did some college and is successfully employed repairing robots..both make about the same money, both happy. Parents should encourage their children to enlist in the service if they aren’t sure what they want to do after graduating from high school. My husband and I are both successfully retired in one of the most expensive states. We both agree that the fact we have fewer bills, has allowed us to travel, yet still be generous in our giving and be very happy 70 something!
DeleteTrue about playing your cards right.. the whole "you can anything you dream of " has died with GenX.. they got smart and are hopefully, not encouraging their kids to go to a college that pushes agenda..
DeleteI believe that Mr. Ramsey and his program already knew that Derick would call in. No way was this a surprise. All pre-set up. Derick also knew since he is a long time listener, that he would be asked more about his and Jill's personal finances; so he was quite willing for this info to be public. I believe this was a great big dig at Jim Bob to let him know that his way isn't the best way....by keeping your adult , married children tied to YOU for their financial independence. He may have wanted to send a message to Jill's siblings that they, too, can be educated OR technically trained to support themselves away from their father's control. This control over the Duggar parents' children is not a Godly way to live, it's simply a means of control and power. Quite the opposite of humility and Godliness. They are not good parents from the get go. This is my opinion and I thank you for posting it.
ReplyDeleteOf course it was all arranged in advance. I thought poorly of Derick for engaging in this activity.
DeleteDerrick needs to leave the other siblings out out of it... They're all doing fine obviously. They're the smart ones, keeping out of the mess
DeleteTrashing your family constantly isn't 'Godly' either! None of this passes the smell test..
DeleteJim Bob and Michelle have proven to be good parents. 1:14 I agree with you leave the siblings out of it..they are doing wonderful, they are the wise ones, that’s for sure.
DeleteI agree 7:51. The Dillard's have become greedy and vengeful. It is very sad indeed
DeleteAs Derrick goes parading here and there gossiping about the Duggars..he has proved to be the controlling one, much more than Jim Bob. Kinda sad Jill has allowed this and been a part of it. I also agree leave the siblings out of this, they are happy, productive, have wonderful families and appreciate their parents.
Delete@9:38 Your opinion only. Not a lot of other people agree with that.
DeleteOh please. If Derick wants financial adice, he should go to a reputable financial management company like Merrill Lynch and not call a talk show host.
ReplyDeleteDave wants you to go to HIS financial people. That's something to question. What products do they promote and who gets the fees?
DeleteDerick should have called Dr. Phil instead, he knows everything. lol
ReplyDeleteDr. Phil is a good man though. These spoiled people and teens don't like to hear the truth and want to do whatever they want.
DeleteAnon 10:47. I think you missed the point. People that publicly ask for advice already known what they should do and are just looking for attention.
DeleteImpressive , house paid for and debt free before 35. Way to go Derrick and Jill.
ReplyDeleteYeah it’s almost like they received some financial help from her family. Braces on teeth. Help with homes. Writing books. Free wedding. Big stream of money from selling out parents. Boy derick sure is a wizard with the finances and they did it totally by themselves. Incredible.
DeleteHelps that houses are dirt cheap there*. And the book thing. And Jim Bob paying them a portion of what he really should have. I was surprised that Derick's job didn't pay more. I forget why he said he would earn more next year but it would drop after that. *Try buying a house and plot that size outside a larger metropolitan area and having it paid off at 35. You'd have to win the lottery.
Delete9:23 You left out no student loan debt for Jill, because 4-year college was never offered or encouraged! The closest any of the Duggar kids ever get to that is a Razorbacks t-shirt on game day.
Delete9:23AM: You are exactly right with houses being dirt cheap there. My daughter and son-in-law bought their first (1,200 sq. ft bungalow) house for $1.2M and they'll be old and gray by the time it's paid off.
DeleteTheyll never be debt free with monthly bills
Delete@3:30 Debt free means you don't have outstanding loans or credit card balances or things like that. It doesn't mean you have no monthly light bill or water bill. Your bills get paid, and at the end of the month, you don't owe anyone any payments with any interest. You have your house title and your car title(s), not some bank. Your credit card statement says ZERO in interest added to your total and ZERO dollars balance.
Delete3:30 Begin debt free means you do not have any loan or credit card debt. It doesn't mean that you don't have monthly bills for electricity, heating/AC, food, clothing, gas, etc.
DeleteNeddy Constant
ReplyDeleteTime 6:50PM Fri 10/13/23
Happy they are debt free.
Neddy, you're the voice of reason here, to focus on the positive. <3
DeleteThey won't truly be debt free. Not with monthly bills
DeleteOh please Deririck, when he first got married him and Jill lived in a huge mansion that Jim Bob provided for them, the house they live in was paid for by the over a hundred grand check given to them by Jim Bob and the proceeds of the book was provided by trashing his in-laws name and reputation. He has made a living off the Duggar name and acts like some kind of know it all with all the answers yet the Duggars name provided everything he has. Ridiculous!!!
ReplyDeleteHow much did Jill’s father earn from filming and airing her childhood, relationship, wedding, and labor/delivery of her child? Now you get it!
DeleteAmen 9:28 But some people will never get it.
DeleteI agree 11:36.. they are ungrateful couple
DeleteDerick's degree was in accounting; not financial investment. An accountant isn't an investment expert. Yes, he certainly could have NOT called in and consulted with a financial advisor privately as most people do. An alterior motive was there, certainly but I can't blame him for wanting to stick it to Jim Bob.
ReplyDeleteNo, Derick's degree was not only in accounting, unless the resume he wrote himself is wrong. His resume clearly says he graduated from OSU with a Bachelor of Science in Business Administration AND Economics. Economists (or anyone who studied those subjects) are most certainly familiar with the technical aspects of investing. In fact, they're the first to see downturns in the market or upswings coming, plus federal interest rate changes. They know where to put their money!
DeleteNo, no, no. I'm an Econ grad from a top program, and I was not trained in the "technical aspects of investing." Not at all. That's like saying when you go to law school, you're suddenly an expert on all areas of law. No, Derrick is smart to seek advice for issues outside of his area of expertise.
DeleteJill & Derick talked years ago about having "savings" to use when he was in law school. Do you really think he knew no better than to stash it in the mattress or something? Of course he already knew about all those funds he spoke to Dave Ramsey about. If you can say 529 and S&P 500 off the top of your head, you know about investing. Dave didn't tell Derick anything he didn't already know. In fact, there was more talk about publishing books and being famous in that call than there was about actual investing.
Delete1:38 I think your "top program" needs to take a look at itself again.
DeleteSomething to remember is that we are all in debt and out of mercy for us it was paid for us all. TRUE Christian living, is living debt free. But we are all liable, for every word that comes out of our mouth. Ooooh.
ReplyDeletePerhaps you would change your tune if you had to be faced with a major life threatening illness like I was. I was hospitalized for 3 months and then after exhausting all my resources including selling my car, I still was left with $25,000 in medical bills my health insurance didn't pay and my resources didn't cover. Took me several years to pay them off and get back on my feet.
DeleteI think judging people based on their financial status is a BAD idea. Being a Christian doesn't give you immunity from adverse circumstances that can drive you into debt that may take many years to repay.
DeleteOP is not talking about monetary debt, but debt for our SINS, which were paid for by Jesus Christ if we're saved, so we can be debt-free.
DeleteHooray, I can be debt free from sin while in the poor house or in bankruptcy court. That will get me real far with my creditors.
DeleteAnon 1:40 Since this whole discussion is about MONEY, it's unlikely the OP was talking about anything else than MONEY.
Delete"The Times is not known for putting Christians on their list" - Dave just had to get that dig in. Also, those of you who still think Jinger's book made it there by selling zillions of copies to zillions of individuals, there you go - more proof that the Times doesn't count like that, and if the numbers were not generated naturally, you get your title flagged.
ReplyDeletePfftt.. new York slides is a rag mag..
Delete@725 Show me another publication that's been in business for over 170 years. A rag mag that is obviously doing all the right things. Sorry their cultured and intellectual reporting is not to your liking. Try "People" or "Us" with their Duggar stories.
Delete4:59 nope.. they twist the truth.. they'll side with "their truth" but rarely publish the actual truth
Delete4:59 I don't read them anyway lol..too busy
Delete@10:39 I suppose "your truth" wears a red hat
DeleteYep.. it' says MAGA!
DeleteIt is great to be debt free. We also are debt free and our children won't have a bunch of our bills to pay. I'm thinking could probably tithe a portion of the sales.
ReplyDeleteWe chose not to be debt free for decades because we had such low-interest car loans (0%, 1%) and house mortgage (3%) that we cash-flowed them while our investments, which we left untouched and added to constantly, were raking in 10% to 14%. We never paid off the house until the investments were bringing in way more than the payoff amount per month. Sometimes it's better to use someone else's money (the car company's, the bank's) while yours sits and grows. We never had credit card debt because that's the worst mess you can get yourself into. If something had happened to us, the kids wouldn't have had a problem. The value of the house and cars exceeded what was owed, so they would have been sold for payoff and profit. Dave Ramsey wouldn't agree with what we did but one look at our net worth would have silenced him.
DeleteAnon 10:18. Well put. Being "debt free" has become a buzz word in some Christian circles. It's not very realistic or even makes economic sense as most of us didn't start out in our working life with a huge pile of cash with which to buy a house. Makes far more sense to buy a house with a mortgage than to spend years renting as the price of houses continue to rise and you never can save enough to purchase one for cash.
DeleteDave Ramsey hates having car loans or mortgages. But if you got in on those when the rates were low, and if you left your investments alone while the stock market shot up about 15 years ago, you're in fine shape now. Even market downturns are good for the long haul investors, because the same amount of money you set aside each month buys more stock shares, which then multiply when the market goes up again (and it always does). It's a little harder to play that way with mortgage rates being around 8% right now, but I've seen worse. Our first house was 14%. You just wait and refi refi refi when the numbers go down. Common sense.
Delete11:27 Dave Ramsey doesn't advocate never taking out a mortgage to buy a home. He does tell people to put down as much as possible and pay it off as quickly as possible. A lot of people don't understand how much you actually pay for a house when you figure in the interest you pay over the life of the loan. With a 30 year mortgage, you typically don't start paying anything on the principal until the 15 year mark. Prior to that, it's mostly interest.
DeleteThe tell all book it is filled with factual information most we have already heard about . Then there were so many talebearer comments about personal finances of the Duggars, silly statements ..like her dad screaming at her..give me a break ..who hasn’t been yelled at by their dad..young or old. All the fame they are searching for by going on TV and now Derrick on the Ramsey show tells a lot about their character. I went to the Bible Encyclopedia and looked up the word slander..”an accusation maliciously uttered with the purpose or effect of damaging the reputation of another.” “May be a truth circulated insidiously and with a hostile purpose.” Proverbs 11:13 “he goes about as a talebearer reveals secrets, but he who is trustworthy conceals a matter.” Derrick and Jill have certainly proven themselves untrustworthy.
ReplyDeleteI really take offense at how lightly you brush off a father screaming at his grown daughter. Jill said he physically moved right in her face and terrified her. This was in what was supposed to be a counseling session. It has all the signs of an abusive situation, a power and control issue, and the potential for violence. If you've ever been in such a situation, you would not downplay it like that. I don't think you've read Jill's book either.
DeleteTalebearer silly statements? Read the book. It's all in there. Jill's book, not the one you're quoting.
Delete2:09 you hit the nail on the head..thank you for giving a biblical insight and you are totally correct about the tale bearing. However I think this change in Jill’s heart had happened long before the book. When the Smiley movie or whatever it’s called came out I could barely watch it ..I fast forward through most of it. I was thinking at the time how disgusting it was that Jill had any part in that movie..considering her family was mocked and faces distorted with happy faces. This movie was filled with stories with no possibility of rebuttal, so it was impossible what was true and what was a story…just like Jill’s tell all book, it’s hard to say what is true and what is story telling..since there is no rebuttal.
DeleteThey all rush to believe Jill, but there are always TWO sides to the story
DeleteJim Bob probably spoke firm to her and made 'sweet jilly muffin' cry
Delete"Pops must have sensed what I was thinking, because he suddenly stood up and said, 'You're not going to apologize? Really?' His voice was loud, and there was an edge to it that I'd rarely heard."
DeleteJim Bob "took a step toward me in an act of aggression." "He towered over me, his whole body fueled with anger."
-- That's not "speaking firm" to someone, 3:46. That's one step away from physical abuse. That's physical aggression. That's physical intimidation. That's an angry man's way of trying to control you. Heaven forbid you ever have to experience something like that from someone like him.
4:08 you are missing something others are recognizing..they don’t believe Jill..she has proven to exaggerate.
Delete7:41 yes, I have read the book and I don’t believe Jill. It’s insulting to question if a person has read the book, just because you have a different opinion. It’s hard for me to believe that anyone lives in a home where no one screams at them. Myself and my siblings all lived in a home where we were screamed at, we all became successful Christians, and none of us considered it abuse.
DeleteJill does seem like a drama queen.. if things were that bad, the others would speak out too. Jinger hasn't even crossed the line jilly and Derrick did
Delete7:41..the truth of the matter is..lots of children are screamed at so they will self correct their behavior. Other households spank or hit their children to have them change behavior. Either way there is screaming, either by the parents or children for being spanked. As far as adults screaming at each other..that usually comes when one person is frustrated with another for not understanding the view being expressed..that’s how I see the screaming thing.
DeleteI’m sorry you had that kind of childhood. I was never screamed at as a child, just a firm voice was all that was needed.
Delete@8:47 Why would Jill exaggerate in a book that was going to be put past an editor and then read by millions, including people who know her family? Where are these people now who know the inside story and why aren't they refuting everything Jill has said, if it's all exaggeration? The only people speaking out against her are the ones defending her parents as being "good" parents. But they are offering no actual proof that anything Jill said in the book was false. I think Jill's brothers and sisters are under gag orders tied to their inheritances, and all the friends (like former close family friend Bobye) know that what Jill said is true. This blog's owners know Jill. Yet they have promoted the book and all the interviews. Would they do that if the book was nothing more than sensationalism for a buck?
Delete@2:09 A parent's harsh angry words lasts a life time. The child may forgive, but when those memories are triggered , the pain is still there and has to be dealt with. I am speaking as a 63 yr old victim who was verbally abused by a parent. Please think before you post.
Delete@9:58 You read the entire book even though you didn't believe a word of it as you were reading all 288 pages? What fortitude.
Delete2:09. I noticed all the comments sidetracked the Bible verse given…Proverbs 11:13..” he who is trustworthy conceals a matter”. Too bad there is such a lack of concern for the Dillards to be trustworthy…I think that’s why portions of their book can’t be trusted.
DeletePops probably screamed at.her because she disrespected him!
DeleteI am shocked by how some think a household where a parent screams is no big deal or normal or necessary. Even hitting! This is how the cycle of abuse continues. "I was [screamed at, hit] as a child and I survived so it's OK to do that to my child too." {{shudder}}
Delete@8:36 Disrespected? Oh please, they're all adults. No parent gets to play the "You're disrespecting me!" card forever, especially when they're doing disrespectful things to their children!
Delete8:36 exactly!! Jill is a disrespectful daughter for sure.
Delete2:56. What people are pointing out, but you don’t see..is there is fact mixed with exaggerations. Since there was a third person writing the book maybe his use of adjectives and adverb’s embellished the text…to make it more readable…this doesn’t mean the entire book is exaggerated. Obviously there is much of the text that can be verified as truth…but not all of it.
Delete@10:15 How do you know "not all of it" is truth. That sounds like a claim that needs proof to back it up.
Delete2:40. Since the siblings are not supporting Jill by verifying the exaggerated portions of the book..that appears to be enough proof for me.
DeleteJill claims he used a voice he rarely uses... so obviously she was starting the argument with him
DeleteDave Ramsey and the Duggars. Peas in a fundamentalist pod.
ReplyDeleteExcept Ramsey indicated he doesn’t like the Duggars. Poor Duggars!!
DeleteAgree 9:26. I say leave the family alone! Jill and Derrick have done a lot of damage already
Delete3:35 yes I agree this has become a endless path of destruction on Jill’s part. I don’t know how she could ever mend relationships with her family..like some people have commented she doesn’t want her family..sure looks like it.
DeleteGreat.. now get on with life and leave the family alone!
ReplyDeleteYes! 💯 agree! They're becoming as annoying as that Megan and Harry Markle..
Delete@ 1:10- couldn't agree more!
DeleteRamsey indicated he knew who Derick and Jill are and that he was familiar with their story. He made comments during the segment about being proud and impressed by their ability to get Jill away from IBLP and that it and Gothard were very problematic. I have heard the Duggars are Ramsey fans. I wonder how they reconcile his view of IBLP/Gothard.
ReplyDeleteObviously staged. Who are they trying to impress?
ReplyDeleteWhat does staged mean to you? Of course it’s intentional—he would need to intend to call in. You think Ramsey is in on some kind of conspiracy to give his own airtime to Derick Dillard? That doesn’t make sense.
DeleteI think it was a conspiracy because of what Dave said about his daughter being in touch with Jill. This sounded like a setup. Rachael probably told Jill to tell Derick to call in so they could talk about each other's books/shows.
DeleteYes, Jim Bob allowed some of his children to live in houses owned by him after marriage. Some say this was payment to his children for their work on the show...BUT...and a very big BUT here, this is NOT payment for their work. JB already owned these houses for his own investments. His children in living in these homes were made even more indebted to him...they were in these houses on the good graces of Jim Bob.. What the married adults needed was the cash from their work to give them their independence from him. This is what Jim Bob did not want. It's obvious if you look at the situation objectively.
ReplyDeleteAre you seriously saying JB is a jerk because he gave them free housing instead of cash? I mean come on.
DeleteThey wouldn't have needed his "free housing" if he had given them the cash they had earned.
DeleteFree housing, when it comes with emotional and financial control strings attached, is anything but "free."
DeleteAnon 10/21@7:47pm...well said. This is my point in my posts also.
DeleteThere seems to be people from IBLP here judging by their comments in defense of JB and M. I hope these people will see the errors of IBLP, study the scriptures and mark and avoid the false teachings.
ReplyDeleteI don't know, some days I just think The Rapture can't come soon enough...
DeleteI dont think it's the iblp deal.. it's the fact that people feel that the family is being attacked by Jill and Derrick over being paid for being in the show..she wrote a book, been on Interviews, enough is enough
DeleteWow that’s an interesting observation. I had observed the total opposite..seeing that this is a Duggar blog of supporters I noticed a lot of hostile remarks about the Duggar Family on this blog. I have nothing to do with the IBLP group. As a Christian I feel that Jill and Derrick have been greedy, first in demanding $175,000.00 and second is writing a tell all book for money and revenge.
DeleteI'm not sure the people defending JB and Michelle are all involved with IBLP, but they do have the mindset that doesn't allow them to accept information that doesn't match what they already believe. Very rigid and not adaptable to changes in life.
DeleteI don't think the defenses have much to do with IBLP but that some people are having difficulty adjusting their image of Jim Bob and Michelle from wonderful Christian parents successfully raising their mega family to selfish people who exploited their children for personal gain. Some, including myself always felt their children were being used but it was not until Jill presented facts and figures that we knew to what extent.
Delete@9:35 I think that making your grown child sign a contract without explaining it to her, and making her drop everything in El Salvador to fly home to film YOUR show is greedy.
Delete4:10.. I guess the Apple doesn’t fall far from the tree..guess you are saying they are both greedy?
Delete4:10- taking their young child to a dangerous country was selfish on their part!
Delete@9:11 How is getting what you earned for the work you did "greedy"?
Delete@9:11 How is expecting to get a paycheck for the work you did "greedy"? Imagine if you worked for a company and your employer announced one day that they weren't ever going to pay you because all the money the company makes goes back into the company as a "blessing" and allows the CEO to buy more planes and properties? Oh, and your employer refused to let you quit because you had signed a contract without being explained those details. Would you be "greedy" if you expected some pay to come your way for the work you did? NO..... Would your employer be considered greedy for not paying employees and keeping all the money? YES..... There are no apples and trees here. There's just greed and control.
DeleteRead the book and then tell us it's greedy. In fact, Jill explains how JimBob reported to the IRS that he had paid her a salary that he never actually paid. She only found out when the IRS demanded their cut. I guess Jim Bob wanted to take that tax deduction? Would you call that tax fraud?
DeleteNow we all know how much money they make. Why would he call in?
ReplyDeleteMaybe he wanted us to know how much money they make.
DeleteFor fame?
DeleteKeep the money,set up 3 college trust funds for your 3 boys and start a nonprofit that helps people who are involved in cults escape and get a fresh start in the world(and legal help from Derick). Also,use some of it and take a family vacation to a theme park like Disney World. That's what I do with the book proceeds.
ReplyDeleteJim Bob has done a great job with his investments, with houses..maybe Derrick should ask him! I guess it depends on where you live..but our greatest investment came from taking a second out on our house to buy another property. ..because of the homes prices doubling it has resulted in two homes worth over Two million dollars. We have paid off the second on our home. It isn’t always the best investment to pay off your home when you could use that money for a down payment on another home.
ReplyDeleteYou have to have a unique property opportunity and market condition to make that plan work. I wouldn't take out a second unless I was sure prices weren't going to tank and I was always going to have a job/income. Otherwise, you can lose 2 houses in one fell swoop.
DeleteYes 2:59 you do have to know what you are doing to be successful. It’s definitely not for everyone, it takes a lot of confidence. It would be very unlikely you would lose both houses, almost impossible in a well sought out community. The renters are paying your mortgage on one house. In thirty years our home has gone from $290,000.00 to 1.3 million. In twenty years our condo has gone from $210,000.00 to $550,000.00. Obviously some areas of the United States do not have these profit margins..although I think each state has shown great profit margins in Real Estate. We were married 30 years before we had the confidence to get another property..so glad we did…now each kid will inherit a home.
Delete5:39 You take a huge gamble with that strategy. Case in point- the 2008 housing crash.
DeleteIf you have 2 mortgages and lose your job due to a strong recession or depression, you could default on both loans and/or be underwater with both houses and really lose your shirt. I wouldn't do it.
Delete4:01 and 10:34…this kind of investment isn’t for everyone..it worked for us and many others. The second property was rented during the 2008 recession and since we weren’t selling, the price didn’t affect us. We have had the same renter for 20 years..so they have paid off the condo, we paid off the second..so the properties are paid off. It’s much easier to consider a second when the first is paid off and the equity in the home is close to a million. It’s a shame not to take advantage of your equity and double your homes..great for kids to inherit. We are in a super desirable area and the rents continue to skyrocket. We treat our renter well..last year we put hardwood floors throughout the condo..let the renter pick out the flooring . Had the whole condo painted, got brand new washer and dryer and had the patio area redone…besides putting in new fans and lighting. At the time we bought the condo, 20 years ago my husband was working, so the write off on the condo really helped for our taxes. Now we are retired and thankful to have such a great renter for 20 years!
DeleteOne of Jill’s goals, which hasn’t been mentioned yet is her desire to cause chaos within the family structure, with parents and children. This is a quote she gave to People Magazine a while back. “I feel called to do this. We really wanted to tell our story for my siblings, because some of them are going to face similar challenges, if they haven’t already, to what I faced.” That’s disgusting..I’m glad none of her siblings fell for her insincere story . I’m sure the siblings are rallying around each other and will continue a loving relationship with their parents, even Jill has given up on one. It’s all about money and revenge.
ReplyDeleteWhy would you say her siblings are going to "fall" for Jill's "insincere" story? THEY LIVED IT. THEY WITNESSED IT. They know Jill's not lying. And they've probably been intimidated by their father into not saying anything.
DeleteJill is a married woman with a family of her own therefore she is NOT required to submit to Jim Bob's authority. The "chaos" in the family is caused by that simple truth. Jim Bob won't accept that reality. The rest of her siblings are unwilling to asser themselves and therefore let Jim Bob run their lives. I think that Jill overcame a major challenge when she took control of her own life after she married.
DeletePerhaps I'm missing something, but if we're ALWAYS under the authority of our parents, when do married couples get to start making their OWN decisions? After their parents die?
Delete8:20 How did you turn "I feel called to do this" into "desire to cause chaos"? That's quite a stretch, unless you're aiming to put Jill down and digging for any usable tidbit for that. Also, what proof do you have that her story is "insincere"? There is none.
Delete@10:37 So true. Taking control was never going to be easy. Was always going to be messy, given who she had to overcome.
Delete@8:20 I suggest you research "righteous anger." You will find Biblical examples, such as when Jesus got angry and overturned the money changers' tables. Righteous anger is used to right a wrong. Jill's anger is righteous. She lived something wrong and is doing something right about it (healing herself and warning others not to fall into the same traps). The family's anger is not righteous, it's denial and not taking responsibility for what they did wrong (like the money changers).
Delete8:20 You are certainly correct that Jill may have wanted to create chaos, however because of the stellar no response of parents and siblings this was not successful. Because they did not respond in anger , showed no defense or have a rebuttal the goal of further division in the family that Jill may have wanted, was squelched.
Delete@10:47- how do you know it's "righteous?" None of the others are doing that. There are ways to deal with the anger without spreading it all over the public...
Delete@8:33 Use Jesus as your example
DeleteSo would you say anyone who speaks up after leaving a cult is after revenge? Or could it be that maybe they want to help others? In her book, Jill mentioned that one of her brothers came to her for advice after not wanting to follow their parents' strict rules. She has an important role to play for her siblings.
DeleteDERICK AND JILL I AM SOOOO PROUD, THAT U ARE DED FREE!!!! WOW, NO REAL HELP!!!!
ReplyDelete...and where did they learn that from??
DeleteHer husband works so of course she had help..
Delete????????
DeleteHere's hoping that Joy is enjoying her 26th Birthday!!!!!! (Posted by Here's Hoping.)
ReplyDeleteHere's hoping that Jessa & Ben are enjoying their 9th Anniversary!!!!!!!!! (Posted by Here's hoping.)
ReplyDeleteDear Addison: I hope that you are having a fantastic 4th Birthday!!!!!! (Posted by Here's Hoping.)
ReplyDeleteHere's hoping that Abbie & John-David are enjoying their 5th Anniversary!!!!!! (Posted by Here's Hoping.)
ReplyDelete